Get Help Paying Your Medicare Costs

Save at least $1,000 with a Medicare Savings Program (MSP)

Most seniors and individuals with disabilities on Medicare pay between $96.40 and $110.50 each month directly out of their Social Security check for their Part B premium.

If your annual income is less than $14,621 for a single person or $19,670 for a couple, and your assets, not including your home and car, total less than $6,600 for a single person or $9,910 for a couple, you can get the State of New Jersey to pay your Part B premium and save at least $1,000 each year on healthcare expenses. Lower income individuals may save even more.

To apply for a Medicare Savings Program, contact one of the agencies listed below.

Save an average of $3,900 with a Low Income Subsidy (LIS)

The average monthly premium for a Medicare Part D prescription drug plan is $35.01. In addition, each time a senior and individual with disabilities on Medicare goes to the pharmacy, they must pay their co-pay and, in the donut hole, the entire cost of their medication.

If your annual income is less than $16,245 for a single person or $21,855 for a couple, and your assets, not including your home and car, total less than $11,010 for a single person or $22,010 for a couple, you can get the State of New Jersey to pay your Part D premium, lower your co-pay amount and pay only that reduced co-pay amount throughout the year (i.e., you have no donut hole). People on LIS also pay no late enrollment penalty. The average person on LIS saves $3,900 each year in prescription costs.

To apply for a Low Income Subsidy, contact agency in your county

Atlantic, Camden, Hudson, Mercer, Monmouth, Ocean, Salem & Union
Community Health Law Project, South Orange
1-888-838-3180

Burlington
Burlington County’s Retired and Senior Volunteer Program (RSVP), Pemberton
609-894-9311, ext. 1498

Community Health Law Project, South Orange
1-888-838-3180

Cumberland
DH/Perfil Latino TV, Inc., Millville
856-825-0654

Gloucester
Senior Corps of Gloucester County, Sewell
856-468-1742

Monmouth
Family and Children’s Service, Inc., Long Branch
732-728-1331

Ocean
Community Services Inc. of Ocean County, Lakewood
732-367-1400, ext. 24

Salem
Salem County Office on Aging, Salem
856-339-8622

Union
SAGE Eldercare, Summit
908-273-6999

Individuals residing outside the grant coverage areas (Bergen, Cape May, Hunterdon, Middlesex, Morris, Passaic, Somerset, Sussex and Warren Counties) should call the New Jersey Division of Aging and Community Services at 1-800-792-8820 for information and referral services.